Kentucky FHA Mortgage Pre-Approval Checklist

FHA Requirements: Your KY FHA Loan Checklist

Mortgage Pre-Approval  Loan Checklist

The following is a list of documents that may be required to process your Kentucky FHA Pre-Approval mortgage loan:

The following is a list of documents that may be required to process your  mortgage loan:

  • One full month’s worth of pay stubs
  • Last 2 years W-2’s
  • Last 2 years tax returns with all schedules
  • Last two months bank statements for all accounts
  • Documentation to support your funds to close if needed
  • Explanation for any derogatory credit (if applicable)
  • Bankruptcy and discharge paperwork (if applicable)
  • Divorce decree and settlement paperwork (if applicable)
  • I don’t need originals, copies are fine. You can fax, email, or drop off at my office below .  I will supply you a copy of your credit report for free along with your pre-approval letter to buy a home. 

 

It usually takes about 24 hours for a pre-approval to come back from underwriting department. 

 

Joel Lobb
Senior  Loan Officer

(NMLS#57916)
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346

Let me know your questions. 

 

Thanks and look forward to helping you

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