Louisville Kentucky Mortgage Programs 2011

Louisville Kentucky Mortgage Programs 2011

 

Louisville Kentucky Mortgage Programs

As an approved Louisville Kentucky  Fannie Mae (FNMA) and Louisville Ky FHA mortgage professional, I offer a wide array of kentucky loan programs, including Kentucky First Time Home Buyers Programs, Kentucky Refinance Programs, or Louisville Kentucky Renovation Home Programs. We lend on primary, secondary, and investment properties.

Kentucky Home Purchase Programs

Whether you’re a first-time homebuyer, upgrading to a new home, or buying an additional property, we offer a wide array of mortgage loan programs – many requiring a limited down payment (0 to 3%) for qualified individuals, both repeat and first time buyers.

Mortgage Program Highlights:
  • Fixed and adjustable rate options
  • $0 down payment options available
  • Up to 6% seller concessions
  • Down payment assistance and gifts permitted
  • Credit scores as low as 580
  • Debt to income ratios to 55.00% with automated approval
We specialize in the following Kentucky Home Mortgage Programs:
Conforming Agency (Conventional): Loans that conform to Fannie Mae and Freddie Mac guidelines, including maximum loan amount, borrower credit and income levels, down payment, and eligible properties.
Kentucky FHA: Loans insured by the Federal Housing Administration, a federal assistance program that promotes home ownership by offering low down payment options, lower interest rates and easier qualifications.
Kentucky VA: Loans guaranteed by the Department of Veterans Affairs for military service members with benefits like no down payment (100% financing) and competitive (and usually lower) interest rates.
Kentucky USDA: (United States Department of Agriculture) Government-insured rural development loans for the purchase of homes in rural areas with no down payment (100% financing), no monthly mortgage insurance and low interest rates.

KEntucky FHA 203(k): Loan program insured by the Federal Housing Administration (FHA) where purchase price and renovation costs are rolled into one loan amount. Two types:
  1. Standard (k) loan– no maximum for repairs, which can include structural renovations, room additions, roof repairs and replacement of plumbing.
  2. Streamline (k) loan – maximum of $35,000 for repairs including simple and cosmetic renovations like new flooring, kitchen/bathroom updates and gutter repair.
    See details of Stonegate’s Home Improvement Program (HIP) loans under Home Renovation Programs below.

Kentucky Housing Corporatino: KHC housing program for qualified first-time home buyers offering down payment and closing costs assistance up to $10,000 and lower rates.

Apply for a home loan by clicking the link below: It’s free and takes less than 5 minutes Or call us at 502-905-3708 for your free application over the phone

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FHA Mortgage Loan Limits for Kentucky (KY) 2011

FHA  Mortgage Loan Limits for Kentucky (KY) 2011

County
1 Family
2 Family
3 Family
4 Family
Adair County, KY
$271,050
$347,000
$419,400
$521,250
Allen County, KY
$271,050
$347,000
$419,400
$521,250
Anderson County, KY
$271,050
$347,000
$419,400
$521,250
Ballard County, KY
$271,050
$347,000
$419,400
$521,250
Barren County, KY
$271,050
$347,000
$419,400
$521,250
Bath County, KY
$271,050
$347,000
$419,400
$521,250
Bell County, KY
$271,050
$347,000
$419,400
$521,250
Boone County, KY
$271,050
$347,000
$419,400
$521,250
Bourbon County, KY
$271,050
$347,000
$419,400
$521,250
Boyd County, KY
$271,050
$347,000
$419,400
$521,250
Boyle County, KY
$271,050
$347,000
$419,400
$521,250
Bracken County, KY
$271,050
$347,000
$419,400
$521,250
Breathitt County, KY
$271,050
$347,000
$419,400
$521,250
Breckinridge County, KY
$271,050
$347,000
$419,400
$521,250
Bullitt County, KY
Butler County, KY
$271,050
$347,000
$419,400
$521,250
Caldwell County, KY
$271,050
$347,000
$419,400
$521,250
Calloway County, KY
$271,050
$347,000
$419,400
$521,250
Campbell County, KY
$271,050
$347,000
$419,400
$521,250
Carlisle County, KY
$271,050
$347,000
$419,400
$521,250
Carroll County, KY
$271,050
$347,000
$419,400
$521,250
Carter County, KY
$271,050
$347,000
$419,400
$521,250
Casey County, KY
$271,050
$347,000
$419,400
$521,250
Christian County, KY
$271,050
$347,000
$419,400
$521,250
Clark County, KY
$271,050
$347,000
$419,400
$521,250
Clay County, KY
$271,050
$347,000
$419,400
$521,250
Clinton County, KY
$271,050
$347,000
$419,400
$521,250
Crittenden County, KY
$271,050
$347,000
$419,400
$521,250
Cumberland County, KY
$271,050
$347,000
$419,400
$521,250
Daviess County, KY
$271,050
$347,000
$419,400
$521,250
Edmonson County, KY
$271,050
$347,000
$419,400
$521,250
Elliott County, KY
$271,050
$347,000
$419,400
$521,250
Estill County, KY
$271,050
$347,000
$419,400
$521,250
Fayette County, KY
$271,050
$347,000
$419,400
$521,250
Fleming County, KY
$271,050
$347,000
$419,400
$521,250
Floyd County, KY
$271,050
$347,000
$419,400
$521,250
Franklin County, KY
$271,050
$347,000
$419,400
$521,250
Fulton County, KY
$271,050
$347,000
$419,400
$521,250
Gallatin County, KY
$271,050
$347,000
$419,400
$521,250
Garrard County, KY
$271,050
$347,000
$419,400
$521,250
Grant County, KY
$271,050
$347,000
$419,400
$521,250
Graves County, KY
$271,050
$347,000
$419,400
$521,250
Grayson County, KY
$271,050
$347,000
$419,400
$521,250
Green County, KY
$271,050
$347,000
$419,400
$521,250
Greenup County, KY
$271,050
$347,000
$419,400
$521,250
Hancock County, KY
$271,050
$347,000
$419,400
$521,250
Hardin County, KY
$271,050
$347,000
$419,400
$521,250
Harlan County, KY
$271,050
$347,000
$419,400
$521,250
Harrison County, KY
$271,050
$347,000
$419,400
$521,250
Hart County, KY
$271,050
$347,000
$419,400
$521,250
Henderson County, KY
$271,050
$347,000
$419,400
$521,250
Henry County, KY
$271,050
$347,000
$419,400
$521,250
Hickman County, KY
$271,050
$347,000
$419,400
$521,250
Hopkins County, KY
$271,050
$347,000
$419,400
$521,250
Jackson County, KY
$271,050
$347,000
$419,400
$521,250
Jefferson County, KY
Jessamine County, KY
$271,050
$347,000
$419,400
$521,250
Johnson County, KY
$271,050
$347,000
$419,400
$521,250
Kenton County, KY
$271,050
$347,000
$419,400
$521,250
Knott County, KY
$271,050
$347,000
$419,400
$521,250
Knox County, KY
$271,050
$347,000
$419,400
$521,250
Larue County, KY
$271,050
$347,000
$419,400
$521,250
Laurel County, KY
$271,050
$347,000
$419,400
$521,250
Lawrence County, KY
$271,050
$347,000
$419,400
$521,250
Lee County, KY
$271,050
$347,000
$419,400
$521,250
Leslie County, KY
$271,050
$347,000
$419,400
$521,250
Letcher County, KY
$271,050
$347,000
$419,400
$521,250
Lewis County, KY
$271,050
$347,000
$419,400
$521,250
Lincoln County, KY
$271,050
$347,000
$419,400
$521,250
Livingston County, KY
$271,050
$347,000
$419,400
$521,250
Logan County, KY
$271,050
$347,000
$419,400
$521,250
Lyon County, KY
$271,050
$347,000
$419,400
$521,250
McCracken County, KY
$271,050
$347,000
$419,400
$521,250
McCreary County, KY
$271,050
$347,000
$419,400
$521,250
McLean County, KY
$271,050
$347,000
$419,400
$521,250
Madison County, KY
$271,050
$347,000
$419,400
$521,250
Magoffin County, KY
$271,050
$347,000
$419,400
$521,250
Marion County, KY
$271,050
$347,000
$419,400
$521,250
Marshall County, KY
$271,050
$347,000
$419,400
$521,250
Martin County, KY
$271,050
$347,000
$419,400
$521,250
Mason County, KY
$271,050
$347,000
$419,400
$521,250
Meade County, KY
$271,050
$347,000
$419,400
$521,250
Menifee County, KY
$271,050
$347,000
$419,400
$521,250
Mercer County, KY
$271,050
$347,000
$419,400
$521,250
Metcalfe County, KY
$271,050
$347,000
$419,400
$521,250
Monroe County, KY
$271,050
$347,000
$419,400
$521,250
Montgomery County, KY
$271,050
$347,000
$419,400
$521,250
Morgan County, KY
$271,050
$347,000
$419,400
$521,250
Muhlenberg County, KY
$271,050
$347,000
$419,400
$521,250
Nelson County, KY
$271,050
$347,000
$419,400
$521,250
Nicholas County, KY
$271,050
$347,000
$419,400
$521,250
Ohio County, KY
$271,050
$347,000
$419,400
$521,250
Oldham County, KY
$271,050
$347,000
$419,400
$521,250
Owen County, KY
$271,050
$347,000
$419,400
$521,250
Owsley County, KY
$271,050
$347,000
$419,400
$521,250
Pendleton County, KY
$271,050
$347,000
$419,400
$521,250
Perry County, KY
$271,050
$347,000
$419,400
$521,250
Pike County, KY
$271,050
$347,000
$419,400
$521,250
Powell County, KY
$271,050
$347,000
$419,400
$521,250
Pulaski County, KY
$271,050
$347,000
$419,400
$521,250
Robertson County, KY
$271,050
$347,000
$419,400
$521,250
Rockcastle County, KY
$271,050
$347,000
$419,400
$521,250
Rowan County, KY
$271,050
$347,000
$419,400
$521,250
Russell County, KY
$271,050
$347,000
$419,400
$521,250
Scott County, KY
$271,050
$347,000
$419,400
$521,250
Shelby County, KY
$271,050
$347,000
$419,400
$521,250
Simpson County, KY
$271,050
$347,000
$419,400
$521,250
Spencer County, KY
$271,050
$347,000
$419,400
$521,250
Taylor County, KY
$271,050
$347,000
$419,400
$521,250
Todd County, KY
$271,050
$347,000
$419,400
$521,250
Trigg County, KY
$271,050
$347,000
$419,400
$521,250
Trimble County, KY
$271,050
$347,000
$419,400
$521,250
Union County, KY
$271,050
$347,000
$419,400
$521,250
Warren County, KY
$271,050
$347,000
$419,400
$521,250
Washington County, KY
$271,050
$347,000
$419,400
$521,250
Wayne County, KY
$271,050
$347,000
$419,400
$521,250
Webster County, KY
$271,050
$347,000
$419,400
$521,250
Whitley County, KY
$271,050
$347,000
$419,400
$521,250
Wolfe County, KY
$271,050
$347,000
$419,400
$521,250
Woodford County, KY
$271,050
$347,000
$419,400
$521,250

Louisville KY Home Loans

 Louisville KY Home Loans

Whether you are looking for great 30 year mortgage rates for a home in the Bonnycastle neighborhood of the Highlands District, low 5 year ARM rates for a place in Werne’s Row in Old Louisville, or unbelievable fha mortgage rates for a house in the South End, American Financial Resources is your low rate leader. Louisville, the county seat of Jefferson County, has grown into the largest city in Kentucky and offers its residents a laundry list of cultural and entertainment outlets. Whether you enjoy relaxing in the Louisville Waterfront Park, attending a show at the Kentucky Center, rooting for your favorite horse at the derby, or cruising on the Ohio River, Louisville offers something for everyone. If you are considering buying a home or refinancing your existing mortgage in the River City, give us a call. We can help you find the KY home loan you are searching for and some of the lowest Louisville mortgage rates anywhere.

Request Louisville Mortgage Rates and Program Information (3 options)

Louisville FHA Loan Options
Louisville KY Mobile Home Loans

Find Kentucky mortgage loan information for other parts of the state.
Lexington
Owensboro
Bowling Green