Understanding PMI

Understanding PMI.

via Understanding PMI.

Understanding PMI

Trust me for your next FHA loan  Call 502-905-3708
Trust me for your next FHA loan Call 502-905-3708

Joel Lobb (NMLS#57916)
Senior  Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*

Louisville, KY 40222*

Steps for refinancing FHA Mortgage Loans

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FHA Mortgage Insurance Premiums Increasing April 9, 2012

FHA Mortgage Insurance Premiums Increasing April 9, 2012.

via FHA Mortgage Insurance Premiums Increasing April 9, 2012.

 

FHA Mortgage Insurance Premiums Increasing April 9, 2012

FHA MIP increasingPlanning to use an FHA-backed mortgage for your next home loan? You might want to get your application in gear today.

Beginning next week, the Federal Housing Administration (FHA) is changing the way it charges mortgage insurance to U.S. homeowners. For the fourth time since 2010, FHA mortgage insurance premiums are rising for all FHA-backed homeowners.

For FHA Case Numbers assigned on, or after, Monday, April 9, 2012, there are two planned changes.

First, FHA Upfront Mortgage Insurance Premiums (UFMIP) will increase by 75 basis points to 1.75%, or $1,750 per $100,000 borrowed. Upfront Mortgage Insurance Premium is paid at closing, and typically added to an FHA borrower’s loan size.

The current UFMIP rate is 1.000 percent.

Second, annual FHA mortgage insurance premiums are rising. All new FHA-backed loans will be subject to a 10 basis point increase in annual mortgage insurance premiums, costing homeowners an extra $100 per $100,000 borrowed per year.

The new FHA annual mortgage insurance premium schedule follows :

  • 15-year loan term, loan-to-value > 90% : 0.60% MIP per year
  • 15-year loan term, loan-to-value <= 90% : 0.35% MIP per year
  • 15-year loan term, loan-to-value <= 78% : 0.00% MIP per year
  • 30-year loan term, loan-to-value > 95% : 1.25% MIP per year
  • 30-year loan term, loan-to-value <= 95% : 1.20% MIP per year

In addition, for loans above $625,500, beginning with FHA Case Numbers assigned on, or after, June 11, 2012, there will be an additional 25 basis point increase in annual MIP.

To calculate your monthly MIP obligation as a FHA homeowners, multiply your starting loan size by your insurance rate from the list above, then divide by 12.

Note that the FHA mortgage insurance changes apply to new FHA Case Numbers only. If you have an FHA mortgage approval in-process, or an existing FHA home loan, you are not subject to the new MIP schedule. To avoid paying the FHA’s new MIP schedule, therefore, begin your FHA mortgage application today.

Once your FHA Case Number is assigned, you’re locked in to today’s lower premiums.

2011 Kentucky FHA Mortgage Loan Limits

2011 Kentucky FHA Mortgage Loan Limits

 

Kentucky FHA Mortgage Limits List – FHA Forward

Message: MORTGAGE LIMITS SUCCESSFULLY COMPLETED

Mortgage maximums as of Wednesday November 30, 2011
(120 records were selected, records 1 through 50 displayed)

MSA Name MSA Code Division County Name County
Code
State One-Family Two-Family Three-Family Four-Family Median Sale Price Last Revised Limit Year
NON-METRO 99999   ADAIR 001 KY $271,050 $347,000 $419,425 $521,250 $73,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   ALLEN 003 KY $271,050 $347,000 $419,425 $521,250 $89,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
FRANKFORT, KY (MICRO) 23180   ANDERSON 005 KY $271,050 $347,000 $419,425 $521,250 $115,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
PADUCAH, KY-IL (MICRO) 37140   BALLARD 007 KY $271,050 $347,000 $419,425 $521,250 $83,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
GLASGOW, KY (MICRO) 23980   BARREN 009 KY $271,050 $347,000 $419,425 $521,250 $105,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MOUNT STERLING, KY (MICRO) 34460   BATH 011 KY $271,050 $347,000 $419,425 $521,250 $85,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MIDDLESBOROUGH, KY (MICRO) 33180   BELL 013 KY $271,050 $347,000 $419,425 $521,250 $67,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) 17140   BOONE 015 KY $337,500 $432,050 $522,250 $649,050 $187,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LEXINGTON-FAYETTE, KY (MSA) 30460   BOURBON 017 KY $271,050 $347,000 $419,425 $521,250 $161,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
HUNTINGTON-ASHLAND, WV-KY-OH (MSA) 26580   BOYD 019 KY $271,050 $347,000 $419,425 $521,250 $115,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
DANVILLE, KY (MICRO) 19220   BOYLE 021 KY $271,050 $347,000 $419,425 $521,250 $114,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) 17140   BRACKEN 023 KY $337,500 $432,050 $522,250 $649,050 $187,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   BREATHITT 025 KY $271,050 $347,000 $419,425 $521,250 $51,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   BRECKINRIDGE 027 KY $271,050 $347,000 $419,425 $521,250 $60,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   BULLITT 029 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   BUTLER 031 KY $271,050 $347,000 $419,425 $521,250 $85,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CALDWELL 033 KY $271,050 $347,000 $419,425 $521,250 $58,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MURRAY, KY (MICRO) 34660   CALLOWAY 035 KY $271,050 $347,000 $419,425 $521,250 $95,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) 17140   CAMPBELL 037 KY $337,500 $432,050 $522,250 $649,050 $187,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CARLISLE 039 KY $271,050 $347,000 $419,425 $521,250 $69,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CARROLL 041 KY $271,050 $347,000 $419,425 $521,250 $92,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CARTER 043 KY $271,050 $347,000 $419,425 $521,250 $74,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CASEY 045 KY $271,050 $347,000 $419,425 $521,250 $54,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CLARKSVILLE, TN-KY (MSA) 17300   CHRISTIAN 047 KY $271,050 $347,000 $419,425 $521,250 $136,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LEXINGTON-FAYETTE, KY (MSA) 30460   CLARK 049 KY $271,050 $347,000 $419,425 $521,250 $161,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CLAY 051 KY $271,050 $347,000 $419,425 $521,250 $20,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CLINTON 053 KY $271,050 $347,000 $419,425 $521,250 $33,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CRITTENDEN 055 KY $271,050 $347,000 $419,425 $521,250 $46,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   CUMBERLAND 057 KY $271,050 $347,000 $419,425 $521,250 $59,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
OWENSBORO, KY (MSA) 36980   DAVIESS 059 KY $271,050 $347,000 $419,425 $521,250 $48,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
BOWLING GREEN, KY (MSA) 14540   EDMONSON 061 KY $271,050 $347,000 $419,425 $521,250 $153,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   ELLIOTT 063 KY $271,050 $347,000 $419,425 $521,250 $60,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   ESTILL 065 KY $271,050 $347,000 $419,425 $521,250 $80,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LEXINGTON-FAYETTE, KY (MSA) 30460   FAYETTE 067 KY $271,050 $347,000 $419,425 $521,250 $161,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   FLEMING 069 KY $271,050 $347,000 $419,425 $521,250 $30,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   FLOYD 071 KY $271,050 $347,000 $419,425 $521,250 $68,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
FRANKFORT, KY (MICRO) 23180   FRANKLIN 073 KY $271,050 $347,000 $419,425 $521,250 $115,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
UNION CITY, TN-KY (MICRO) 46460   FULTON 075 KY $271,050 $347,000 $419,425 $521,250 $55,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) 17140   GALLATIN 077 KY $337,500 $432,050 $522,250 $649,050 $187,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   GARRARD 079 KY $271,050 $347,000 $419,425 $521,250 $92,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) 17140   GRANT 081 KY $337,500 $432,050 $522,250 $649,050 $187,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MAYFIELD, KY (MICRO) 32460   GRAVES 083 KY $271,050 $347,000 $419,425 $521,250 $71,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   GRAYSON 085 KY $271,050 $347,000 $419,425 $521,250 $76,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   GREEN 087 KY $271,050 $347,000 $419,425 $521,250 $57,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
HUNTINGTON-ASHLAND, WV-KY-OH (MSA) 26580   GREENUP 089 KY $271,050 $347,000 $419,425 $521,250 $115,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
OWENSBORO, KY (MSA) 36980   HANCOCK 091 KY $271,050 $347,000 $419,425 $521,250 $48,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
ELIZABETHTOWN, KY (MSA) 21060   HARDIN 093 KY $271,050 $347,000 $419,425 $521,250 $125,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   HARLAN 095 KY $271,050 $347,000 $419,425 $521,250 $50,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   HARRISON 097 KY $271,050 $347,000 $419,425 $521,250 $70,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   HART 099 KY $271,050 $347,000 $419,425 $521,250 $84,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MSA Name MSA Code Division County Name County
Code
State One-Family Two-Family Three-Family Four-Family Median Sale Price Last Revised Limit Year
EVANSVILLE, IN-KY (MSA) 21780   HENDERSON 101 KY $271,050 $347,000 $419,425 $521,250 $154,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   HENRY 103 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   HICKMAN 105 KY $271,050 $347,000 $419,425 $521,250 $29,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MADISONVILLE, KY (MICRO) 31580   HOPKINS 107 KY $271,050 $347,000 $419,425 $521,250 $80,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   JACKSON 109 KY $271,050 $347,000 $419,425 $521,250 $62,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   JEFFERSON 111 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LEXINGTON-FAYETTE, KY (MSA) 30460   JESSAMINE 113 KY $271,050 $347,000 $419,425 $521,250 $161,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   JOHNSON 115 KY $271,050 $347,000 $419,425 $521,250 $79,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) 17140   KENTON 117 KY $337,500 $432,050 $522,250 $649,050 $187,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   KNOTT 119 KY $271,050 $347,000 $419,425 $521,250 $73,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   KNOX 121 KY $271,050 $347,000 $419,425 $521,250 $79,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
ELIZABETHTOWN, KY (MSA) 21060   LARUE 123 KY $271,050 $347,000 $419,425 $521,250 $125,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LONDON, KY (MICRO) 30940   LAUREL 125 KY $271,050 $347,000 $419,425 $521,250 $88,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   LAWRENCE 127 KY $271,050 $347,000 $419,425 $521,250 $61,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   LEE 129 KY $271,050 $347,000 $419,425 $521,250 $59,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   LESLIE 131 KY $271,050 $347,000 $419,425 $521,250 $66,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   LETCHER 133 KY $271,050 $347,000 $419,425 $521,250 $56,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MAYSVILLE, KY (MICRO) 32500   LEWIS 135 KY $271,050 $347,000 $419,425 $521,250 $104,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
DANVILLE, KY (MICRO) 19220   LINCOLN 137 KY $271,050 $347,000 $419,425 $521,250 $114,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
PADUCAH, KY-IL (MICRO) 37140   LIVINGSTON 139 KY $271,050 $347,000 $419,425 $521,250 $83,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   LOGAN 141 KY $271,050 $347,000 $419,425 $521,250 $70,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   LYON 143 KY $271,050 $347,000 $419,425 $521,250 $68,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
RICHMOND-BEREA, KY (MICRO) 40080   MADISON 151 KY $271,050 $347,000 $419,425 $521,250 $133,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MAGOFFIN 153 KY $271,050 $347,000 $419,425 $521,250 $68,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MARION 155 KY $271,050 $347,000 $419,425 $521,250 $59,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MARSHALL 157 KY $271,050 $347,000 $419,425 $521,250 $97,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MARTIN 159 KY $271,050 $347,000 $419,425 $521,250 $80,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MAYSVILLE, KY (MICRO) 32500   MASON 161 KY $271,050 $347,000 $419,425 $521,250 $104,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
PADUCAH, KY-IL (MICRO) 37140   MCCRACKEN 145 KY $271,050 $347,000 $419,425 $521,250 $83,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MCCREARY 147 KY $271,050 $347,000 $419,425 $521,250 $43,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
OWENSBORO, KY (MSA) 36980   MCLEAN 149 KY $271,050 $347,000 $419,425 $521,250 $48,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   MEADE 163 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MOUNT STERLING, KY (MICRO) 34460   MENIFEE 165 KY $271,050 $347,000 $419,425 $521,250 $85,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MERCER 167 KY $271,050 $347,000 $419,425 $521,250 $102,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
GLASGOW, KY (MICRO) 23980   METCALFE 169 KY $271,050 $347,000 $419,425 $521,250 $105,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MONROE 171 KY $271,050 $347,000 $419,425 $521,250 $30,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
MOUNT STERLING, KY (MICRO) 34460   MONTGOMERY 173 KY $271,050 $347,000 $419,425 $521,250 $85,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   MORGAN 175 KY $271,050 $347,000 $419,425 $521,250 $71,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CENTRAL CITY, KY (MICRO) 16420   MUHLENBERG 177 KY $271,050 $347,000 $419,425 $521,250 $70,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   NELSON 179 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   NICHOLAS 181 KY $271,050 $347,000 $419,425 $521,250 $37,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   OHIO 183 KY $271,050 $347,000 $419,425 $521,250 $67,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   OLDHAM 185 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   OWEN 187 KY $271,050 $347,000 $419,425 $521,250 $80,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   OWSLEY 189 KY $271,050 $347,000 $419,425 $521,250 $45,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) 17140   PENDLETON 191 KY $337,500 $432,050 $522,250 $649,050 $187,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   PERRY 193 KY $271,050 $347,000 $419,425 $521,250 $69,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   PIKE 195 KY $271,050 $347,000 $419,425 $521,250 $40,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   POWELL 197 KY $271,050 $347,000 $419,425 $521,250 $72,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
SOMERSET, KY (MICRO) 43700   PULASKI 199 KY $271,050 $347,000 $419,425 $521,250 $86,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
 The Nov 18, 2011 – Dec 31, 2011 basic standard mortgage limits for FHA insured loans are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $271,050.00   $347,000.00   $419,425.00   $521,250.00  
  HECM   $625,500.00      
  Fannie/Freddie   $417,000.00   $533,850.00   $645,300.00   $801,950.00  

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits
The ceilings for Nov 18, 2011 – Dec 31, 2011 are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $729,750.00   $934,200.00   $1,129,250.00   $1,403,400.00  
  HECM   $625,500.00      
  Fannie/Freddie   $625,500.00   $800,775.00   $967,950.00   $1,202,925.00  

 
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $1,094,625.00   $1,401,300.00   $1,693,875.00   $2,105,100.00  
  Fannie/Freddie   $938,250.00   $1,201,150.00   $1,451,925.00   $1,804,375.00  

MSA Name MSA Code Division County Name County
Code
State One-Family Two-Family Three-Family Four-Family Median Sale Price Last Revised Limit Year
NON-METRO 99999   ROBERTSON 201 KY $271,050 $347,000 $419,425 $521,250 $77,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
RICHMOND-BEREA, KY (MICRO) 40080   ROCKCASTLE 203 KY $271,050 $347,000 $419,425 $521,250 $133,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   ROWAN 205 KY $271,050 $347,000 $419,425 $521,250 $37,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   RUSSELL 207 KY $271,050 $347,000 $419,425 $521,250 $73,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LEXINGTON-FAYETTE, KY (MSA) 30460   SCOTT 209 KY $271,050 $347,000 $419,425 $521,250 $161,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   SHELBY 211 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   SIMPSON 213 KY $271,050 $347,000 $419,425 $521,250 $89,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   SPENCER 215 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CAMPBELLSVILLE, KY (MICRO) 15820   TAYLOR 217 KY $271,050 $347,000 $419,425 $521,250 $77,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   TODD 219 KY $271,050 $347,000 $419,425 $521,250 $87,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CLARKSVILLE, TN-KY (MSA) 17300   TRIGG 221 KY $271,050 $347,000 $419,425 $521,250 $136,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) 31140   TRIMBLE 223 KY $302,500 $387,250 $468,100 $581,750 $229,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   UNION 225 KY $271,050 $347,000 $419,425 $521,250 $40,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
BOWLING GREEN, KY (MSA) 14540   WARREN 227 KY $271,050 $347,000 $419,425 $521,250 $153,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   WASHINGTON 229 KY $271,050 $347,000 $419,425 $521,250 $103,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   WAYNE 231 KY $271,050 $347,000 $419,425 $521,250 $69,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
EVANSVILLE, IN-KY (MSA) 21780   WEBSTER 233 KY $271,050 $347,000 $419,425 $521,250 $154,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
CORBIN, KY (MICRO) 18340   WHITLEY 235 KY $271,050 $347,000 $419,425 $521,250 $36,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
NON-METRO 99999   WOLFE 237 KY $271,050 $347,000 $419,425 $521,250 $52,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011
LEXINGTON-FAYETTE, KY (MSA) 30460   WOODFORD 239 KY $271,050 $347,000 $419,425 $521,250 $161,000 11/30/2011 Nov 18, 2011 – Dec 31, 2011

 

 

This is a listing of the FHA single family mortgage limits. This listing was downloaded from the Department’s Computerized Home Underwriting Management System. Since mortgage limits are updated constantly, please contact the Homeownership Center if you believe this information is in error.

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