Kentucky Mortgage Refinance Questions to ask: Kentucky Housing VA FHA KHC USDA and FNMA

Joel Lobb
Senior Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
10602 Timberwood Circle, Suite 3
Louisville, KY 40223

phone: (502) 905-3708
Fax: (502) 327-9119
kentuckyloan@gmail.com

http://www.mylouisvillekentuckymortgage.com/

Louisville Kentucky Mortgage Loans

Kentucky Mortgage Refinance Questions to ask: Kentucky Housing VA FHA KHC USDA and FNMA

Source: Kentucky Mortgage Refinance Questions to ask: Kentucky Housing VA FHA KHC USDA and FNMA

Kentucky FHA Refinance of Mortgage loan. 

  • 580 minimum score for credit
  • Appraisal required sometimes, but not always.
  • Maximum LTV/CLTV 97.75 percent (97.75 percent CLTV).
  • 30-year term.
  • Conventional, RHS, VA, or FHA existing loans.

Kentucky Rural housing Refinance Program

  • 620 minimum credit score
  • No appraisal required
  • Must have made timely mortgage payments for the last 12 months
  • 30-year term
  • RHS existing 502 guaranteed loan

Image result for refinance a mortgage loan process

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