Kentucky FHA HUD Homes for $100 Down

Kentucky HUD Homes for $100 Down

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Kentucky HUD Homes for $100 Down

Call today for your free-preapproval and credit report 502-905-3708 or email kentukcyloan@gmail.com

$100 HUD Homes

 

$100 HUD Home Program

This Program allows people to take advantage of the Kentucky buyer‘s market, by purchasing a home owned byKentukcy  HUD with only a hundred dollars. Kentukcy FHA’s standard down payment requirement is waived. Closing costs, homeowners insurance, property taxes, and even repairs can all be financed using this special federal purchase-money loan program. The loan amount may go up to 110% of the home’s “as is” appraised value. The appraisal is provided by HUD, which is another benefit of this program. The buyer doesn’t have to pay for an appraisal, and there’s virtually no chance the appraisal will be challenged in underwriting.

HUD pays up to a 5% sales commission, which is not split with any local listing brokers. Sales commissions are earned only when representing buyers.

Kentukcy HUD Homes result from foreclosures on homes secured by Kentukcy FHA-insured mortgages.  Kentucky HUD homes are popular with bargain-minded investors, but for the first 10 days they’re available exclusively to bidders who will be owner-occupants. In other words, anyone who wants to buy a Kentukcy HUD home as their new primary residence has priority and gets the first chance to take advantage of these deals. The inventory of Kentukcy HUD homes changes frequently and is growing as foreclosures become more widespread.

Before making an offer on aKentukcy  HUD home, the buyer must be pre-approved for the necessary loan amount. A pre-qualification letter is not acceptable. Prior to submitting an offer on a HUD home, the lender must take an official loan application, approve supporting documents, and issue a preliminary loan commitment.

Like other government loans, Kentukcy FHA loans can only be used to purchase a primary residence, not second homes and investment properties. But despite what some people think, Kentucky FHA loans are not limited to first-time home buyers or low-income borrowers

Free credit report and Free pre-approvals within 1 hour..Call today at 502-905-3708 or email at kentuckyloan@gmail.com NMLS#5791

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